Teacher in Chattanooga, TN — Money Diary

Occupation: Teacher
Industry: Education
Age: 25
Location: Chattanooga, TN
Salary: $46,194
Net Worth: -$2,366 (shared joint account with husband: we have not fully combined finances, but we have our own split agreement: $7,000; Roth IRA: $3,500 minus debt).
Debt: $12,866 of student loans for my undergrad and grad school.
Paycheck Amount (biweekly): $1,263.63
Pronouns: She/her

Monthly Expenses
Rent: $1,471 (my husband pays for our two-bed/two-bath and I cover utilities).
Student Loans: $0 (for now).
Wi-Fi: $68.90
Utilities: ~$200
Gym: $149
Envy: $60
Spotify Duo: $12.99
Hulu+: husband pays.
Cell Phone: $34 to my parents.
Disability/Life Insurance: $121
Health Insurance: $97.44
Charity: $30

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