admin Occupation: Marketing Coordinator
Industry: Higher Education
Age: 21
Location: New York State
Salary: $52,000 + $28,000 in freelance income ($80,000 total).
Net Worth: -$83,000 (checking account: $3,600, HYSA: $5,500, 403(b) and Roth IRA: $3,000, stock investments: $500, minus debt).
Debt: $95,600 ($2,600 on a credit card, $75,000 in student loans (includes a $14,000 personal loan for college living expenses), $18,000 car loan).
Paycheck Amount (biweekly): ~$1,600 (paid hourly so there’s some flux).
Freelance Income: averages $2,400/month.
Pronouns: She/her
Industry: Higher Education
Age: 21
Location: New York State
Salary: $52,000 + $28,000 in freelance income ($80,000 total).
Net Worth: -$83,000 (checking account: $3,600, HYSA: $5,500, 403(b) and Roth IRA: $3,000, stock investments: $500, minus debt).
Debt: $95,600 ($2,600 on a credit card, $75,000 in student loans (includes a $14,000 personal loan for college living expenses), $18,000 car loan).
Paycheck Amount (biweekly): ~$1,600 (paid hourly so there’s some flux).
Freelance Income: averages $2,400/month.
Pronouns: She/her
Monthly Expenses
Rent: $700 (I live with two roommates).
Student/Personal Loans: $405
Car Payment: $397
Car/Renters’ Insurance: $230
Utilities/Internet: $60
Digital Subscriptions: $118 (includes invoicing, transcription and web hosting for my freelance business).
Nuuly: $90
Gym: $25
Health/Dental/Vision: $51 pre-tax.
