Graphic Designer in New Haven, CT — Money Diary

Occupation: Graphic Designer
Industry: Architecture
Age: 26
Location: New Haven, CT
My Salary: $55,000
My Husband’s Salary: $70,000
Net Worth: -$58,000 ($6,000 in checking, $5,000 in emergency/sinking funds, $13,000 between our two individual 401(k) retirement accounts (I just started mine a year ago), $8,000 in car value, minus $90,000 in student loan debt between the two of us. My husband and I have joint finances but have separate accounts for fun money).
Debt: $90,000 (student loans between me and my husband).
My Paycheck Amount (weekly): $715
My Husband’s Paycheck (2x/month): $2,195
Pronouns: She/her

Monthly Expenses
Rent: $1,750
Electric: $150
Wi-fi: $25
Gas: $35-$50
Student Loans: Paused for the time being, it will probably be about $500/month between us when they resume.
Gym: $100
Cell Phones: $200
Car Insurance: $150
Donations: $25
Spotify: $10 (we get our other streaming services from our cell phone provider/family).

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