Marketing Manager In Brooklyn, NY — Money Diary

Occupation: Marketing manager
Industry: Fintech
Age: 28
Location: Brooklyn, NY
Salary: $110,000
Net Worth: $147,877 (investment account: $50,922.93; HYSA: $13,100; Roth IRA: $30,429.34 (I always max this out, this year I’ll contribute $6,500); Roth 401(k): $18,145.66; traditional 401(k): $27,729.59; checking account: $3,000; savings account: $2,053.66; HSA: $3,082.42 minus debt).
Debt: I owe $586.51 on my Peloton and pay off my credit card in full each month.
Paycheck Amount (2x/month): $2,745.01
Pronouns: She/her

Monthly Expenses
Rent: $1,875 (for my half of a two-bed/one-bath apartment in Brooklyn. I share with my roommate, D., and pay a bit more because my room is much bigger).
Peloton Loan: $117.32 (only four payments left).
Rock Climbing Gym: $125
Peloton Membership: $44
Spotify Premium: $18.12 (I split with my family and in return get all the streaming).
Oura Membership: $6.52
Utilities: $80
Cell Phone: $0 (still riding the parental train).
Healthcare: $0 (for now my company fully covers).
Planned Parenthood: $25
Investments: $600
HYSA: $50

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